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How Do You Settle a Car Accident Claim?

How Do You Settle a Car Accident Claim?

Car accidents are a normal occurrence these days. However, you would not want the hassle of being on either end of an accident. Dealing with the result of a car accident can be difficult, especially for people who were injured. It is important that you understand the basic laws on settling a car accident claim.   File the claim as soon as possible. Do not wait for weeks or months after the accident to initiate a claim. Get in touch with your insurance company at the soonest possible time so that you can give as many accurate details about the accident. Be prepared. Even if you are not the one who caused the accident, you will not be dealing with the other driver directly. In your attempt to settle a car accident claim, you will face or deal directly with the other driver’s insurance company. It is important that you do your homework before facing the representative of the insurance company. Gather the name and contact information of the other driver, his or her insurance company, any witnesses, and the law enforcement officers who came to the scene of the accident. If you have photos of the accident scene, they will also be beneficial especially if you are the aggrieved party. In pursuing your claim, the insurance company will require or ask for tons of information, so it is a good idea to come prepared. It is also important to note that the insurance company is not on your side. Equip yourself with information that is beneficial to your claim. Estimate damages. There are two types of damages involved...
4 mistakes that can ruin your car accident case

4 mistakes that can ruin your car accident case

If you are injured in a car accident that was caused by someone else, it is important that you avoid making certain common errors that have the potential of ruining your ability to recover damages in an amount to pay for your economic and noneconomic losses. It may be helpful for you to keep a checklist of what to do following an accident so that you do not accidentally make mistakes in an accident’s aftermath. Here are some common errors that you should make certain to avoid. Failing to insist on a police report When you call 911 from the scene of your accident, you should insist that a police officer completes a traffic report that includes his or her observations of the scene, the conditions of the environment and the cars that were involved. A police report can help you to prove the other driver’s liability if the insurance company disputes it. Some people make the mistake of requesting an ambulance without also making sure that the officer files a report. The lack of an accident report can make it harder for you to prove your case. It is  Stating that you are not injured and failing to get medical care It is common for people to believe that they are not injured in an accident immediately after it happens. The shock of an accident may cause your body to release adrenaline, making it more difficult to notice symptoms of injuries that you might have suffered. If you are asked if you have been injured, you should simply state that you want to get a medical examination to...
Racism and Pedestrian Accidents: Study Shows Drivers Less Likely to Stop for Minority Pedestrians

Racism and Pedestrian Accidents: Study Shows Drivers Less Likely to Stop for Minority Pedestrians

There are many reasons why a pedestrian may be struck by a vehicle. The driver may be speeding on a New Jersey street and be unable to stop in time; he or she may be distracted by a smart phone; or the driver may be impaired by drugs or alcohol. A study shows another factor may be racism of the driver. Drivers are less likely to stop their vehicles when people of color step into intersections, according to a study by researchers at the University of Nevada Las Vegas, according to NPR. This may partly explain why there is a higher level of pedestrian deaths among racial minorities in the country. An estimated 4,735 pedestrians were killed in traffic crashes in the United States in 2013, according to the federal Centers for Disease Control and Prevention. This averages out to one crash-related pedestrian death every two hours. The New Jersey State Police report that, in 2015, 173 pedestrians were killed in vehicle accidents across the state, or nearly one pedestrian fatality every other day. More than 150,000 pedestrians had to be treated in hospital emergency departments for crash-related injuries nationwide in 2013. It has been estimated that pedestrians are 1.5 times more likely than passenger vehicle occupants to be killed in a car crash on each trip. Researchers have found that people of color are more likely than whites to be victims of pedestrian accidents. Possible reasons include these: Minorities are more likely to be pedestrians because they disproportionately live in urban areas, and They are, overall, less economically well off, own fewer vehicles and are more likely to...
Seatbelts Save Lives, Maybe Even Yours

Seatbelts Save Lives, Maybe Even Yours

Seatbelts are something you don’t appreciate until you need them. Hopefully you buckle up without even thinking about it whenever you get into a vehicle. Some of us may have cheated death or were able to suffer only minor harm in accidents that, without seatbelts, may have been fatal or left us suffering lifelong, serious disabilities. One such person is 23 years old. The car he was driving struck a utility pole in South Brunswick in February. His car split in two and the driver was transported to a hospital afterwards but was released about five hours later, according to myCentralJersey.com. The reason for his good health may be that he was buckled in at the time of the accident. Township police report the driver became distracted, the car ran off the road and struck the pole. The force of the collision was so strong that wires from the pole ended up in a field about 300 yards away and started a fire. The driver had to be cut out of his vehicle; he was taken to Robert Wood Johnson University Hospital in New Brunswick, where he was treated and released. Photo courtesy of the South Brunswick Police Department “Clearly if you see the pictures and video from the scene, it is a miracle this young man survived, let alone practically walked away,” Police Chief Raymond Hayducka was quoted as saying. “Seat belts do save lives and this crash demonstrates it. Vehicle accidents are the leading cause of death for children and young adults ages 5 to 24 and the second most common cause of death for adults 25...
Distracted Drivers Are Killing More People Than Drunk Drivers

Distracted Drivers Are Killing More People Than Drunk Drivers

Thanks to many years of effective messaging, the dangers of drunk driving are well known. Though too many people get behind the wheel after drinking too much, for most of us it’s not socially acceptable or something we would do. Distracted driving doesn’t yet have the same stigma; while you may rarely see a driver with a beer in his hand, it’s not unusual to see someone holding a phone while driving. The fact that distracted drivers killed more people than anyone else in New Jersey in 2015 is evidence of how far we have to go. Distracted driving was the leading cause of fatal crashes in New Jersey in 2015, according to State Police statistics, reports NJ.com, even though the number of collisions attributed to distracted driving decreased from 2014. New Jersey’s Division of Highway Traffic Safety defines distracted driving as any activity that diverts the driver’s attention from the primary task of driving. In 2015 there were 522 fatal crashes, causing 562 deaths. There were 168 vehicle accidents related to distracted driving (including inattentive driving) in the state in 2015. In the prior year, there were 190. For the sixth year, distracted driving caused more fatal crashes than drivers impaired by alcohol, which was blamed for 118 crashes, killing 132; speeding caused 82 crashes. A AAA survey of 655 New Jersey motorists done last year showed: 94% believe other drivers are very or somewhat distracted because of using a hand-held phone or a hands-free device to talk or text. 28% admitted to using a hand-held phone while driving, which is illegal in the state. 50% stated they...
Can You Hear Me Now? Vehicles Will Soon Be Communicating with Each Other

Can You Hear Me Now? Vehicles Will Soon Be Communicating with Each Other

The New Jersey of the future could be a place where cars talk to each other so travel can be safer for vehicle drivers, passengers and pedestrians. The federal government is proposing that all new cars and light trucks communicate wirelessly to one another, with traffic lights and other roadway infrastructure. The hope is that this could dramatically cut the number of traffic deaths and reduce the number and lessen the severity of injuries, according to Fortune magazine. Vehicle-to-vehicle (V2V) communications could enable vehicles to broadcast their locations, speed, direction and other information ten times per second. The federal Department of Transportation (DOT) proposal mandates that systems in all the various vehicles “speak” the same language through standardized messaging the government has developed with the industry. One of the central goals behind V2V technology is crash prevention. About 94% of collisions involve human error, according to the DOT. With V2V, it’s hoped that vehicles will be able to better recognize potential collisions earlier and better than human drivers can. V2V could warn a driver a vehicle ahead is braking so they need to slow down, or inform a driver it’s not safe to travel through an intersection because an unseen vehicle will run through a red light. V2V messages could have a range of about 300 meters, which is farther than ultrasonic sensors, cameras and radar currently used on vehicles. These radio messages can “see” around corners and “through” other vehicles, so a driver may be warned of an oncoming vehicle emerging from behind a truck or a blind alley. This could result in greater capability and additional time...
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